Explain the different reasons why we observe low levels of intake of Essay

Explain the different reasons why we observe low levels of intake of health micro-insurance in many developing countries - Essay Example There is a general lack of trust about the insurance sector, with many people being under perception that the funds are either misappropriated or used for personal gains. Lack of essential insurance cover, such as that of health has led to challenge of addressing health of the population, especially in Africa. The paper will also provide some recommendation of what needs to be done to increase the uptake of health micro insurance in developing countries. Studies by the World Health Organization (WHO) indicates that the uptake of health insurance in many developing countries, especially in Africa, remains low (Ahuja & JÃ ¼tting, 2004). The situation remains a major concern owing to the fact out-of-pocket payment of health services is extremely expensive to majority of people. This means that most of them will not seek healthcare services from the formal health organizations. In counties such as Senegal, the traditional healers also play a role in treating patients. The use of traditional herbal medicine is also common, as it is perceived to be the cheapest means of treatment. The uptake of insurance is also associated with economic, ignorance, and lack of trust. The misappropriation of health funds has discouraged most people from taking insurance. With the insurance cost remaining high in most African countries, the uptake is common in the employed population. This owes to the fact that the employers is under obligations, in many African countries, to deduct health insurance from the gross salary. Lack of information about health insurance, coupled by negative attitude towards the system has also been blamed for the low intake (Dercon, & De Weerdt, 2006). For instance, most of those living in the rural areas are found to lack in health insurance. The number of health facilities in these areas are also few, and miles away from the people. One of the Millennium Development Goals (MDGs)

Anatomy of a Picture Book Essay Example for Free

Anatomy of a Picture Book Essay Format/Size †¢Rectangular—This is the shape of most books †¢Horizontal—Often used to in stories about journeys †¢Vertical—May be used for â€Å"larger than life† characters oCohn, Amy L. Abraham Lincoln. oIsaacs, Anne. Swamp Angel. †¢Cutout forms—cutout in the form of buildings, animals, etc. Book Jacket/Dust Jacket †¢Think of a book jacket as a small poster wrapped around the book with flaps on the front and back. oOriginally used to keep books from being soiled oNow used to be eye-catching, to encourage you to pick up the book. †¢Should be appealing from a reasonable distance through its form and color †¢Provides important information about the book  oTitle oAuthor oIllustrator oShould predict the contents of the book oShould convey the age group for the book oBack of book jacket normally includes the book’s barcode with ISBN (International Standard Book Number) number, a unique number to identify a book. †¢Jacket areas oFace—front that faces us as the book is closed and lies on the table ? Is the picture on the cover repeated inside the book or is it unique? If the cover is repeated, it anticipates the plot of the story. ?Does the cover contradict the story? Is the cover mystifying? ?Cover may reflect most dramatic or enticing episode in story. However, the cover should not tell so much that it destroys the suspense of the story. ?Is the cover framed? Framing creates a sense of detachment. oBack—back of the jacket should relate to the front ?Consider how the book jacket flows from the front to the back ? When the jacket is flattened, the design should be homogeneous and consistent ? If you want to be a collector of children’s books, protect the book jackets by covering them in plastic. oWrap-around cover—uses one illustration that wraps around from the front to the back oBook flaps—include background information about the book. May also tell about the author and/or illustrator, etc. oSpine—located to the left, along the bound edge of the book. This is a narrow panel which you see when the book is shelved. Normally includes the title, author, publisher, and sometimes the illustrator. Book Casing/Book Cover †¢Stiff-cased casing—This is what you find underneath the book jacket. This is hard to see on library copies that have plastic put over the covers that is taped down. oSome book covers are simply a repeat of the book jacket. oThe higher quality picture books have a different book casing that is a type of cloth. ?Consider how this contributes to the overall design of the book. Consider color of the cloth, use of patterns, ornaments, or drawings. Does the color used fit the book? oDesigns on casing—This design normally refers to the central motif or symbol of the book. ?Blind stamp—sunken image of the same color as the casing ? Die stamp—sunken image of different color than the casing. Endpapaper (Endsheets) †¢Serve as structural bond between body of book and casing. They are glued down to casing to hold the book together. They are usually of heaver stock paper. oEndpapers may be a solid color, have a design, map, illustration, etc. Sometimes they convey important additional information. If the book is well designed the endpapers should be an integral part of the story. ?Color of endpapers may be symbolic to the story. †¢Endpapers should offer a transition between the exterior and the interior of the book, a â€Å"welcome† into the book. †¢Sometimes the narrative of the book actually begins on the endpapers. †¢Check to see if the front and back endpapers are exactly the same. If they are different, there is a significant reason. †¢Not included in paperback books. Front Matter †¢Front matter includes the beginning pages of the book through the title page and copyright page. Front matter may include blank or extra pages at the beginning of the book. oSets mood for story and may amplify meaning by indentifying books’ main character, setting, theme, etc. †¢Half title page (false title page)—placed before the title page and usually includes only the title and an illustration. Not found in every book. †¢Title page—includes title, author, illustrator, publisher. The illustration used on the title page should be one of the best found in the whole book. May be a detail of some picture in the body of the book. oDouble-page spread—a design that is unified across two pages oTwo distinct pages—one page has illustration; the other has text †¢Copyright page—back or verso of the title page. oContains circled â€Å"c† or word â€Å"copyright† with the year of publication and the name of the copyright owner. oAlso includes the book’s printing numbers or printing code. A first printing of a book may in the future become very valuable. ?First edition â€Å"generally means the book you are holding is the first printing of the first edition, in other words the first appearance of this particular text† (Horning 13). oIf a book was first published outside of the U. S. or a book is a translation, the original title, publisher, and date appear on the copyright page. oMay include the technique the illustrator used for the book, such as watercolor, gouache, colored pencils, oils, etc. oOften includes the name of the book’s typeface. oNormally includes the Library of Congress Cataloging in Publication Data (abbreviated as CIP). This information helps libraries catalog books faster. Includes call numbers for books and may include a summary of the book, as well as the author, illustrator, title, and publisher. †¢Dedication page—may be included in the book. If book’s have separate authors and illustrators, there may be dedications from both individuals. Dedications may give clues to interesting personal information about the author/illustrator. Back Matter †¢Pages in the back of the book after main part of the book. Sometimes the copyright page is part of the back matter. †¢May include author/illustrator information, photographs, reviews, etc. †¢May also include source notes, glossary, index, bibliographies, acknowledgements, notes on the illustrations, other supplemental information, suggested activities to use with children, etc. Body of the Book †¢Main section of the book—what’s between the front matter and back matter. †¢Signature—pages inside the book are sewed or fastened together in one ore more sections classed signatures. A standard signature is sixteen pates. †¢Typeface/typography selected for book should fit the story. For emphasis, fonts may change (size, bold, italics). Layout of the text may also change to emphasize certain elements of the story. †¢Paper—should be of quality. May be matte, shiny, etc. Shiny paper gives a smooth, glazed surface that gives a high sheen and intensifies the colors. May also be heavier paper stock or textured. †¢Gutter—the middle area where pages come together. The illustrations that go over the gutter should not be misaligned or have missing parts because they are â€Å"caught† or lost in the gutter. †¢Placement of the text oVery formal—text placed opposite the illustrations on an adjacent page. A border or frame around the text or illustrations is even more formal. oFormal—text positioned above or beneath the illustrations. oInformal—text shaped with irregular boundaries to fit inside, outside, between, around, or to the side of the illustrations. oVery formal—no text at all (as in wordless books). †¢Placement of the illustrations oDouble-page spread—both facing pages are used for an illustration. The illustration â€Å"spreads across† both pages. Wanda Gag is credited with inventing this technique in her book Millions of Cats. oBorders—an outer edge or boundary, a frame, that encloses text and/or illustrations. Borders have decorative or geometric designs, folk designs from a particular culture, or visual symbols that relate to the story. oPanels—use of vertical sections to break apart an illustration. oVignettes—also called spot art. Small illustrations integrated into the layout of a single or double-page spread. They often allow the illustrator to tell a story through various stages. †¢Page turner element—what on a page makes you want to turn the page to continue the story? oIllustration—is there something in the picture that makes you want to turn the page? A figure facing right on the right hand page is often a page turner element. oText—is there something in the story that encourages you to turn the page? Integrated Whole †¢Visual symbolism—use of physical objects in the illustrations to represent abstract ideas. For example, a dove may symbolize love, gentleness, innocence, timidity, or peace. †¢A high quality picture book (like those which are Caldecott winners or honor books) should be well designed from the book jacket to the back matter, including the endpapers, and book casing. EECE 441 Prof. Sibley Minnesota State University Moorhead Bibliography Harms, Jeanne McLain, and Lucille J. Lettow. â€Å"Book Design Elements: Integrating the Whole. † Childhood Education 75. 1 (1998): 17-24. Education Full Text. Wilson Web. Livingston Lord Library, Moorhead, MN. 28 Aug. 2005 http://hwwilsonweb.com/. ___. â€Å"Book Design: Extending Verbal and Visual Literacy. † Journal of Youth Services in Libraries 2. 2 (1989): 136-42. Horning, Kathleen T. From Cover to Cover: Evaluating and Reviewing Children’s Books. New York: HarperCollins, 1997. Matulka, Denise I. â€Å"Anatomy of a Picture Book. † 24 April 2005. Picturing Books. 28 August 2005 http://picturingbooks. imaginarylands. org/. Pitz, Henry C. Illustrating Children’s Books: History, Technique, Production. New York: Watson-Guptill, 1963. Troy, Ann. â€Å"Publishing. † CBC Features. July-Dec. 1989.  ©Carol Hanson Sibley, August 2005

Deregulation And Globalization in the Banking Sector

Deregulation And Globalization in the Banking Sector Globalization refers to the process by which economies, cultures and societies integrate through global networks such as communication, trade and transportation. Economic globalization is the most famous form of globalization. Economic globalization refers to the integration of regional and national economies into a common international economy by engaging in trade, spread of technology, migration and direct foreign investment. In the economic sense, globalization refers to the elimination or removal of barriers on the national borders with the aim of facilitating smooth flow of goods, services, capital and labor (Agdish, pg 101).Globalization leads to emergence of global financial markets and access to external funding. The global recession of 2007-2010 is an example of financial instability occasioned by globalization. The industrial production blossoms due to globalization that makes it possible for economies to access to foreign products with particular reference to the movement of goods and materials across national borders. Deregulation on the other hand refers to the elimination of government regulation or rules that hinder free operation of the market forces (Velde, pg 85). It means limiting government control on the trade and business processes thus promoting free trade. Globalization and deregulation have an impact on the optimal boundary of financial institutions in Turkey such as Finans Bank, Dexia, Akbank Turam Alem Bank, EFG Euro bank and NBG. This paper highlights the effects of deregulation and globalization in the banking and financial sector and its impact on the optimal boundaries of companies and firms in the financial sector. Deregulation and globalization are some of the external factors that encourage and promote consolidation in the financial services sector thus affecting the optimal boundaries of firms in financial and banking sector in Turkey. The need to recapitalize financially in challenged institutions is the driving factor of consolidation. Deregulation and globalization leads to rise in competitive trade that promotes restructuring in the financial sector services as a strategic response. Turkeys banking and financial sector has its own experience of effects of globalization and the effects of deregulation on the optimal boundary of firms in these sectors. The free market forces or the pull and push factors encourage entry of foreign banks in the host nations financial market. The low level of competition, the potential of accessing new markets in the host countries especially in developing countries is equally responsible for the entry of foreign banks (Velde, pg 87). There are benefits and costs of entry of a foreign bank in the financial and banking sector of the host nation. The benefits include bringing new technology, financial support for needy banks and new techniques of risk management. Other benefits include the continuation of lending to economies experiencing shocks that have potential of adversely affecting the banking sector and cushion the financial capital that may leave or flee the nation during crisis. The entry of foreign banks tends to boost the quality and performance of corporate governance thus enhancing efficiency of the host nations banks hence stabilizing the economy. However, the entry of foreign banks and financial institutions carry with them certain risks such as negative shocks leading to instability thus weakening the local banking sector and the failure by such foreign banks to provide financial assistance in times of crisis. The regulations in host nations many a times do not control the activities and operations o f foreign banks (Pascual, pg 44). Turkey experiences increase in the entry of foreign banks into the country due globalization and deregulation that attract such financial institutions. The host countries such as Turkey view deregulation and entry of foreign banks as a solution of solving the problem of high levels of debt. The urge to boost international trade and improve technology in a bid to modernize the local banking sector informs the decision by countries such as Turkey to pursue deregistration as a method of enhancing trade. The host country, which is Turkey, hopes that entry of foreign banks may spur savings and widen the service and product base.After financial crisis; countries try to attract foreign investment from banks that may be able to take advantage of the low prices in the host nations market. The concept of foreign banking is informed by the fact the banks enjoy the information and contacts with the manufacturing firms in the host nation at a lower cost. The removal of regulations and effects of globalization makes it easier for a foreign bank to enter in the host country (Velde, pg 88). The financial crisis of 2000-2001 resulted in restructuring of the banking sector in Turkey that really affected the optimal boundaries of firms in the banking and financial sector. This financial crisis provoked the interest of foreign banks to take over the local Turkish banks at a cheaper price. During the crisis, the foreign banks engaged in mergers and acquisitions that increased their share by 0.66 percent. The Shares of the foreign banks have continued to increase because they purchased through the stock exchange. The growth of EU banking system has been a motivating factor for consolidation of banks. The American banking system led to big financial institutions, as JP Morgans Chase that took over Bank One. These big American institutions have reached their optimal level in America and are currently seeking opportunities in foreign countries like Turkey that have high growth potential(Caprio ,pg 96). The participation of foreign banks in the privatization process and in Turkey is likely to increase in the future and equally increase the foreign share in the local or domestic market. The foreign banks focus on local banks that provide home and consumer credits besides serving the corporate clients. For example, the Finans Bank was able to attract National Bank of Greece due the high quality of its retail products that includes consumer loans, checks, insurance and car loans. Dexia purchased the Denizbank to improve its customer base that grew to 1.4 million customers in Turkey. The Citigroup too bought 20 percent equity interest in the Akbank to strengthen is hold and position in Turkey. These firms were able to improve their optimal boundaries due to globalization and deregulation. The push factor for some of these foreign firms now operating in Turkey was the low level of profitability in their home countries. These banks equally moved in to Turkey in order to diversify their op erations and client base (Agdish, pg 102). The urge to boost international trade and subsequent investment inform the decision by some banks to expand abroad. For example, the entry of Greece firms in Turkey was to invest in certain sectors such as tourism, navigation and industry. The small size of banking sector in Greece makes their banks to expand into countries such as Turkey .The ING bank for example continues with its activities of leasing and involvement in the insurance sector while Sekerbank continue to invest in the agriculture, construction and tourism sectors following its financial deal with Bank Turam Alem. EFG Euro bank and NBG have interest in clients dealing with commercial and industrial enterprises (Agdish, pg 103). There are effects of deregulation and globalization on financial institutions and banks in Turkey and this affects the optimal boundary firms in these sectors positively or negatively. The level and degree of effect on financial institutions vary depending on the nature and size of their assets, the level of risk aversion, government support and their ability to manage the changing financial environment. Some banks benefitted from such financial conditions while others continue to experience adverse effects. Structural changes in the banking sector are some of the results of entry of foreign banks in the Turkish financial sector as they influence credit analysis, operational and financial planning, human capital and marketing (Ali, pg 56). The financial market in Turkey improved with the entry of foreign banks thus making the domestic banks to withstand the financial crisis. The decline of interest rates, technological transfer, improvement in risk management and transparency are some of the benefits of entry of foreign banks to the optimal boundary of banks such as Turam Alem Bank, EFG Euro bank and NBG. The services offered in the banking sector have continue to increase in variety such as the internet banking and other financial instruments, efficiency increases with the entry of foreign banks into Turkey due to increase in the use of computer technology and less man power. These foreign banks facilitate the entry of foreign capital in Turkey and continue to fund large-scale projects due to their relationship and link to the global financial markets (Ali, pg 57). In conclusion, it is important to note that deregulation results in free flow of goods, capital and services without any manner of interference or control by the government except in cases where the firms engage in fraudulent activity. Deregulation is a key feature of free market economy and has direct impact on the optimal boundary of firms in the banking and financial sector in Turkey .Globalization leads to minimal national border barriers this affects the optimal boundary of banking and financial firms in Turkey , which increases competition and easy entrance into new markets. Stock exchange is one of the common features of free market concept since foreign banks are able to engage in business with their local and domestic counterparts through trading on the stock exchange. It is equally important to note that globalization and deregulation can have positive or negative impact on the performance of the financial and banking system depending on the strategies and strengths of firm s. The entry of foreign banks into Turkeys banking sector resulted into restructuring of the financial sector due to the transfer of information and technology.

New York City Fighting Influenza :: Journalism Influenza Health Essays

New York City Fighting Influenza New York City's public health officials are pioneering a program to reduce the spread of the influenza epidemic that hit the city over one month ago. The city's approach to disease control is unlike that of any other city in the nation and has been met with much criticism and fear for the lives of New Yorkers. The city's Health Commissioner, Dr. Royal S. Copeland, has refused to close schools, theaters, churches, and places of "public amusement" despite many requests to do so from prominent members of the government's medical community. Public health officials in Philadelphia, Washington, Boston, and Baltimore have taken such measures to reduce crowding--a known cause of the spread of disease. But according to Copeland, closing places of public amusement does not necessarily lessen the instance of physical contact among citizens. Rather, it displaces it and causes panic. (However, he does advise against attending dance halls.) In defending his position to keep schools open, Dr. Copeland commented, "Now how much better it has been to have those children under the constant observation of qualified persons than to close the schools, let the children run the streets and assemble when and where they would and if they get influenza to let them get it under conditions of which the Health Department had no knowledge and in which it was not prepared from the start to deal with the situation in the best way." Copeland went on to explain that the children are inspected from the start of the day and those who have symptoms are either sent home or to a hospital, depending on the caretaking conditions of their homes. Copeland also believes that the schools serve as places of educat ion about the epidemic for children who may also carry the information back to their parents. In response to this approach, former Health Commissioner, Dr. S. S. Goldwater, has announced that Copeland's plan is failing at the expense of the public. He said that the measures to exclude sick children from school are "lamentably weak" and that there is "almost criminal laxity" for carrying out education on the epidemic. Goldwater is currently working to get schools and theaters ordered closed to avoid the dangers that crowding brings. But Copeland's first concerns are ventilation, sanitation, and education. Therefore, theaters are used as centers of education and must remain open.

American Government Essay

The Supreme Court case Loving v. Virginia (1967) resulted in the striking down of state laws that prohibited whites and African Americans from marrying. Mildred Loving, one of the parties in the case, issued a statement on the fortieth-anniversary of her case in which she urged that same-sex couples be allowed to marry. Q. Are the two issues—laws prohibiting interracial marriage and laws prohibiting same-sex marriage—similar? Why or why not? I believe laws prohibiting interracial marriage and laws prohibiting same-sex marriage are similar. Marriage is a unique bond between a man and a woman, who agree to live together and fulfill each others moral and physical demands. However, such a bondage between a woman and a woman or a man and a man would be against nature. This is a widely accepted notion. In the Loving v. Virginia case, the judge believed when God created different races and placed them on separate continents. Men should not interfere with His arrangements and should not pursue interracial relationships. However, the ACLU filed a motion on behalf of the Lovings that Racial Integrity Act 1924 and Statutes preventing marriages solely on the basis of classification violates The Equal Protection and Due Process clauses of the 14th amendment. This case holds its significance as it redefined what constituted a marriage. Some proponents of gay rights have cited this case in support of a right to marriage. Although opponents argue that this is not viable as the ‘Loving’ marriage was still between a man and a woman. In the United States, at the beginning of the twenty-first century, Americans considered the freedom to choose a marriage partner a fundamental right. The idea that government could interfere with that choice is unthinkable. The case is also significant because it is about how the United States defined marriage. Before 1967, a legal marriage could not be contracted in states with anti-miscegenation laws if the partners were of different races. Thus the case redefined what constituted a marriage. Some proponents of gay rights have cited this case in support of a right to marriage, although opponents argue that this is not viable as the ‘Loving’ marriage was still between a man and a woman. Randall Kennedy’s â€Å"Interracial Intimacies,† saw that opponents’ arguments against interracial relationships mirrored those of gay  righ ts opponents. In Loving, Virginia’s Supreme Court justified a ban on interracial marriages by citing religious beliefs. Others argued against it on the grounds that it violated natural order, same is the case with same-sex marriages. the American Psychiatric Association considered homosexuality a psychological disorder until 1973. Marriages are sought majorly as a foundation for having children, the relation to procreation is different in gay relationships. The live-and-let-live phenomenon practiced by most Americans doesn’t apply to this spectrum, as it didn’t apply to interracial marriages before 1967. Majority of the Americans are against it from both the political spheres. President Clinton, during his reign signed the defense of marriage act, which refuses to recognize gay marriages, despite his election platform for gay rights. Also, the lynching of Matthew Shepard in 1998 revealed that homosexuality triggered the same kind of violence and fear that was generated in the past by black-white sexual relations. Plus, a similar inversion of family values appears in opponents’ arguments against gay marriage and in the historical argument against interracial sex. Casual sex is more tolerable than sex that involved meaning, this stood true for interracial non-marriage relationships and again the same holds true for gays today. However, according to Colin Powell, the analogy of gays to race is wrong, explaining that race is a status and sexual orientation is a behavior. Similar arguments against same-sex and interracial relationships appear in regards to children. There was once total opposition to couples adopting children of different races, and there is still weight placed against allowing a white couple to adopt a black child, he said, because of societal pressures. The National Association for Black Social Workers has said such cases may result in black children having â€Å"white minds.† Similarly, fears abound that adopted children whose parents are gay will be more subject to prejudice, or the child will â€Å"have confusion over their sexual orientation†¦or worse, they’ll end up being gay.†

Huckleberry Finn by Mark Twain Essay

â€Å"A pure natural friendship uncorrupted by social prejudice† In light if this comment discuss the relationship of Huck and Jim. Huckleberry Finn is a novel of the pastoral genre written by Mark Twain in 1885, a time when slavery was rampant. The novel follows the journey of the protagonist, a white boy named Huck Finn who coincidently begins a journey with a run-away slave Jim, filled with trials and tribulations. Although this may be a coincident the pair slowly form a relationship described as a friendship and others even go to the extent of describing it as father-son relationship. One of the many ways in which the friendship can be viewed is the fact that it is a pure and natural friendship as shown by Huck who claims he wouldn’t want to be â€Å"nowhere else but here† hence displaying the satisfaction and content he feels with the situation of being friends. However other aspects of the novel allow the reader to describe the friendship as corrupt rather than pure due to the way in which Huck refers to Jim by the use of the term â€Å"nigger†, an offensive term used by society to belittle black people. One of the central issues outlined by Twain in the novel is â€Å"Racism†. White people believed that they were superior and combined with superstition believed that black people were evil as a result black people were given very little rights. Huck holds these similar values which are presented when he refers to Jim as a â€Å"nigger† numerous times. In addition, the way in which Huck’s attitude and behaviour presented, consist of various elements of prejudice in which Huck feels he is far more intelligent and superior than Jim. Huck says â€Å"you can’t learn a nigger to argue.† The use of irony allows the reader to understand the view that white people held and how foolish the view was because in reality the argument presented by Jim in the first place is indeed stronger however due to society’s corrupt views Huck is influenced therefore he is unable to recognise the fact that Jim has a strong argument. Look more:  satire in huckleberry finn essay However, it has to be considered that Huck is still a young boy who has been brought up by the society which holds the view that white people a superior consequently, Huck has been socialised to act the way he is and referring to Jim as a â€Å"nigger† may just be the norm and not at all used in a criticising manner. Although Huck takes time to accept Jim, Twain constantly shows how Jim encourages the friendship and praises Huck by referring to him as a â€Å"de ole true Huck; the only white gentlemen.† Although Huck is a boy Jim refers to him as a gentleman, a description which increases Huck’s confidence and displays a relationship developing between the two. The fact that Jim is encouraging the friendship shows how he is emerging from society’s conventions as the norm would be to indeed act like a slave and not even considering pursuing any other sort of relationship apart from the known slave-master relationship. Huck’s attitude towards Jim is v ery similar to Pap’s. At the beginning of the novel Pap says â€Å"why looky here there’s a free nigger from Ohio- a mulatter, must as white as a white man† Pap refers to Jim as though he is an object of very low status or a meaningless object rather than actual human being. He considers himself to be of a very high status despite his drunkard and abusive nature. The way in which Twain represents Hucks tone of voice and attitude displays how he holds a similar ideology of the fact that white people are superior. He says â€Å"it was fifteen minutes before I could work myself up to go humble myself to a nigger† his tone of voice signifies his disappointment and half-heartedness in accepting the fact that he was wrong. He refers to Jim as â€Å"a nigger† which in itself shows how he feels regarding Jim. He refers to Jim as though he is an inanimate object who has no feelings and to be â€Å"humble† towards a nigger was a disgrace hence displaying the social prejudice that existed between the pair. However, due to the bildungsroman form of the novel, Huck undergoes a not just a physical journey but also a psychological journey in which he learns the true importance of friendship. Throughout the novel Huck is constantly facing an internal struggle another important focus of the novel. He is struggling to make a decision regarding Jim. Should he hand Jim over or go against societies conventions and protect and help his new friend. In the climax of the novel Huck is finally forced to make a choice and has to â€Å"decide, forever† and in the end decides to go against societies views of social prejudice and the extent of the decision he made is presented through his inner thoughts and ironically he feels that he will be shunned by his community accepts the fact that he’ll â€Å"go to hell† just for protecting Jim and accepting Jim as his friend. The catalyst for Huck’s decision was the sale of Jim back into slavery and as a result Hucks internal struggle finally meets an end and his search for his conscience ends therefore allowing the reader to understand that although their relationship may not have started out as a pure natural friendship, through the various adventures they faced finally come to an end. His decision to recognise Jim’s humanity is not shared by the rest of society. In conclusion, the relationship of Huck and Jim can be described as not an entirely pure natural friendship uncorrupted by society prejudices as Huck takes a physical and psychological journey consisting of many events all adding up to one big adventure that allows him to gain insight on the true meaning of friendship and loyalty.